The Molecular Basis Of Cystic Fibrosis Essay Example For Students

The Molecular Basis Of Cystic Fibrosis Essay Biology, Period 8Cystic Fibrosis is a genetic disease that is simple recessive. Thismeans that a child must have two abnormal copies of the gene, one from themother and one from the father, to have cystic fibrosis. If both parentscarry one abnormal copy of the gene, each child has a twenty-five percentchance of inheriting the disease. About thirty thousand children andadults have the disease, and one in every thirty-one Americans carries theabnormal gene. In the nineteen fifties, children with cystic fibrosis diedin their early childhood, but today they are expected to live to theirthirties due to medical treatment. Cystic fibrosis is a chronic, progressive condition that affects thedigestive and respiratory systems. The gene defect causes the body toproduce abnormally thick mucus. The mucus clogs the lungs and leads tolung and sinus infections and difficulty breathing. The thick mucus alsoobstructs the ducts of the pancreas, which prevents digestive enzymes fromreaching the intestines. Those with cystic fibrosis are unable to absorbmuch of the nutrients from food, so they have poor weight gain. Cysticfibrosis also makes the body produce a high amount of sodium and chloridein the sweat. This gives a very salty taste to the skin. The disease alsocauses reduced oxygen in the blood. People with cystic fibrosis can have abarrel shaped chest due to difficulty breathing. We will write a custom essay on The Molecular Basis Of Cystic Fibrosis specifically for you for only $16.38 $13.9/page Order now People can find out if they have cystic fibrosis by taking a sweattest. It is a simple and painless process that measures the amount of saltin the sweat. High amounts of salt in the sweat could mean that person hascystic fibrosis. Patients can treat cystic fibrosis by cleaning mucus fromthe lungs everyday. Chest physical therapy is used to dislodge mucus fromthe lungs. There are also many drugs available to treat lung infection. There is even a drug that can thin out the mucus produced in the lungs. Much research has been done to improve the lives of people withcystic fibrosis. Especially after scientists discovered the cysticfibrosis gene in 1989. Gene therapy, using normal genes to replacedefective ones, has been the main focus of research. Trials have shownthat the normal gene can be transferred into the cystic fibrosis airways,but not efficiently enough to be used. Some ways to insert genes that arestill being tested are nasal drops, and compressing the DNA and hoping thatit will enter the nucleus of cells. Progress in gene therapy is stillcontinuing, but scientists are using their knowledge to develop othertreatments. The main goal of the Cystic Fibrosis Foundation is to find a cure forthe disease. They perform clinical trials to test out new treatments. They also have research programs in top universities to increase awarenessof cystic fibrosis. Duchenne Muscular dystrophy is a sex-linked disorder. It only occursin males, and symptoms are not seen until the boy is about ten years old. There is no way to detect Duchenne muscular dystrophy before birth. Thesymptoms of this disease include muscle weakening, especially in the limbs,and heart problems. It can be treated by physical therapy to reduce muscletightening. Also, the boy may be put in a wheel chair if he cannot use hislegs, and there are many support groups for children with musculardystrophy. The main goal of the Muscular dystrophy association is toresearch to find a cure, especially because it is a fatal disease.

Legalizing Prostitution essays

Legalizing Prostitution essays Wendy slides into a nice pair of slacks, and a long sleeved button down blouse. She carefully applies her make up and curls her hair. She does not portray a prostitute, but instead, a high class businesswoman. She kisses her daughters goodbye and tells them to keep the doors locked. She is a typical woman going to work at night. She walks into one of the more classy hotels and seats herself at an expensive bar. Soon enough, a man comes to her and asks her if she would like to accompany him back to his room. Wendy accepts the offer, and three hours later she comes home with enough money to pay the rent and feed her children for the entire month. She allows the men to come to her. She does not solicit herself. Many prostitutes do not have the patience to wait around, so they work corners and hourly motels. These are the women who give Wendy, and other prostitutes like her, a bad name. Prostitution, in a clean, controlled, environment can be a noble profession, and should therefore be l egalized. Illegal prostitution is unsafe. Many prostitutes who make their money illegally, are addicted to drugs or alcohol, and therefore have little respect for themselves. According to experts in psychology and law, over 84% of illegal prostitutes use drugs. Sharing needles, and having unprotected sex are some habits of drug users. This can be dangerous for other people. If these people are then having sex with others for money, diseases and viruses can easily be passed from one to another. For this reason, there should be more places where prostitution can legally, and safely take place. In Las Vegas, Nevada, there are prostitution houses many miles out of town away from schools, parks, and other public places where prostitution should not be taking place. The women who work in these homes respect themselves, and each other. They are responsible, knowledgeable women. They pay taxes for the money they earn and are providing services to men in a s...

Is recruiting efforts, promotions, prejudice, and retention of Research Paper

Is recruiting efforts, promotions, prejudice, and retention of minority officers a source of stress within a law enforcement agency - Research Paper Example Therefore, the qualification and experience of such individuals take the center stage of considerations. However, the recruitment, promotion and retention of the minority groups calls for further considerations, other than their suitability; in terms of qualifications and experience. In this case, the vulnerabilities of the candidate, which makes them to be in a meager position than the rest, who have qualifications and experiences are considered, with the aim of giving such candidates the opportunity, since they cannot compete with the rest effectively, owing to their vulnerabilities (Shusta, Levine, Wong, & Harris, 2005). This causes stress because; there are chances that such candidates might fail to perform well in the job, despite having been favored over the others. On the event that such candidates fail to deliver as expected, yet they were favored on the basis of their race, gender or origin, it will cause stress to the other partners at work, since they could feel that the best qualified candidates would have been recruited, promoted or retained (Wirth, 2001). More than to the employer who might feel that they did not get the best qualified candidate for the job, the qualified candidates who lost the job to the minority candidate feel more stressed out. Law enforcement agencies are sensitive and particularly prone to great dangers, on the event that they are not run by qualified and the most suitable candidates (Arnesen, 2007). Therefore, the application of affirmative action, requiring that the minority groups are favored during recruitment, promotion or retention serves to put such agencies at risk of having individuals, who may not be as qualified and experienced with the work, as the other candidates who were disqualified to pave way for the minority. The stress will be borne by both the law enforcement agency and the minority candidate; since the candidates will always feel that they are in the job

Immigration and unemployment in canada Term Paper

Immigration and unemployment in canada - Term Paper Example he above figure shows that although Canada has been accommodating immigrants since the late 19th century, yet the number has drastically increased after the mid of the 20th century, specifically in the last two decades. (www.immigrationwatchcanada.org, 200-) mentioned in the same report that recent surveys have discovered that over 2 millions of Canadians are unemployed. The point of consideration is â€Å"if the increasing number of immigrants has influenced the number of employment opportunities for the native Canadians.† There are various factors that play their role in linking immigration and employment status in Canada. Canada is spread on a large piece of land, naturally enriched with natural resources. On the contrary, the low fertility rate of Canadian natives is not compatible with the number of workers required for the establishment and development of industries needed to make use of Canada’s natural resources for the well-being of the country. It is this characteristic feature of the Canadian culture that necessitates the influx of immigrants to overcome the deficiency of skilled workers in order to ensure economic growth and development of the country. This, undoubtedly ma y cause an apparent job-deficit for the native Canadians, yet the practice is likely to bear fruitful results in the long run as a result of a development in the industries followed by increased GDPs in the years to come. Also, the benefits of immigration outweigh the harms it may cause to the native Canadians in that the development in business results in increased facilities in no time and a better life-style for the Canadians to enjoy. Besides, Canadian policies tend to eliminate fears of economic drawback on the part of the native Canadians by creating a difference between the wages of a native and an immigrant working parallel to each other in terms of skill and position. Canadian policies tend to adopt a biased approach when setting wages in favor of the natives, who get higher

Todays Marriages and Families Assignment Example | Topics and Well Written Essays - 250 words - 210

Todays Marriages and Families - Assignment Example The magazine photo that I selected has a young girl roughly four years old reaching her arms out to her father while the mother is seated next to her. I deemed this as a structure-functional perception. It appears like the family brought up their child responsibly, provided emotional security and support. Nevertheless, it also might be the attachment theory since the child appears to develop more attachment to her father rather than her mother (Bruhn, 2005). Â  I am always interested in how the number family members in my house are from my mother’s side, which is my grandmother. The only data collection techniques, which can be used, are interviews and questionnaires (Lamanna & Riedmann, 2011). I asked my mother, my mother’s brothers and my mother’s sisters. I discovered that my grandmother has 15 children. I did not discern that I had so many uncles and aunts. Â  The age group, which is rising as a proportion of the U.S. populace, is the elderly, 65-plus years (Bruhn, 2005). For the following two decades, million Boomers will stop working. There will be roughly 10,000 new retirees included in the Medicare and Social Security rolls every day. Individuals are living longer due to U.S.’s advance health care system and clean food (Schwartz & Scott, 2012).

Removal of Imperfections in the Market Impact

Removal of Imperfections in the Market Impact Assignment question The removal of imperfections in the market leads to an increase in efficiency in the allocation of resources. Discuss whether you agree with this view. (25 Marks) Explain what is meant by normal and abnormal profit and when such profits might occur (12 marks) Discuss the three reasons as to why people demand money, according to the liquidity preference theory. (13 marks) Table of Contents (Jump to) Assignment question List of figures QUESTION 1: The removal of imperfections in the market leads to an increase in efficiency in the allocation of resources. Discuss whether you agree with this view. QUESTION 2: Explain what is meant by normal and abnormal profit and when such profits might occur. QUESTION 3: Discuss the three reasons as to why people demand money, according to liquidity preference theory. References List of figures Figure 1: A perfect competition diagram. Figure 2: Normal profit in a perfect competition and in monopoly market. Figure 3: Abnormal profit in a perfect competition and a monopoly market. Figure 4: Combination of Transactionary , precautionary , speculative demand forming the liquidity preference graph QUESTION 1: The removal of imperfections in the market leads to an increase in efficiency in the allocation of resources. Discuss whether you agree with this view. Efficiency is about how effectively the resources such as time and materials are used to produce an end result. In economic terms, it is concerned with the relationship between scarce inputs and outputs. Different forms of efficiency need to be considered. Allocative efficiency is achieved upon good resource allocation; when no one can be made better off without making someone else worse off. It occurs when the value the consumer puts on a good or service is the same as the cost of the resources used in producing it. The main condition required for allocative efficiency in a given market is that the market price is equal to the marginal cost of supply.Total economic welfare is capitalized in this stance.[1] Productive efficiency strikes in the lead of the lowest production cost against a minimal wastage of resources. A minimal long run unit cost of production leads to productive efficiency also. Dynamic efficiency focuses on changes in the options undertaken in a market together with the quality/performance of products ought to be bought. Economists often link dynamic efficiency with the pace of innovation in a market. In figure 1, at the output Ot, where the Marginal cost (MC) = Marginal revenue (MR) for the firm, the allocative efficiency exists since the firm’s price (P) isthe marginal revenue (that is, it is able to sell any amount at the unchanged price where each extra unit sold at that price provides the marginal revenue), so MC = P. In fact, at that point more equalities subsist, for instance when MC = P= MR = AR. This means clearly to make use of the least resources possible. In turn, the minimum average cost = the bottom of the AC curve. Hence, this proves that both productive and allocative efficiency are potential occurrences in the long run only under perfect competition.[2] Inequity may still prevails in a country despite encompassing allocative efficiencyandproductive efficiency. This negates the odds perfection. Figure 1: A perfect competition diagram. In Figure 2, Imperfect competitions like monopolistic competition, monopoly and oligopoly, when producing profit maximising output, that is where MR=MC, the firm is not at its productive efficient output. That is, there is no productive efficiency since AC is not minimum. Neither is there allocative efficiency since MC is below price. Figure 2: An imperfect competition diagram The market economy and market system (price mechanism) will normally lead to efficiency in terms of lowest cost, minimum price, innovation and quality products (reliable). Efficiency should increase and markets shall boom their performance with the elimination of imperfections. However, removing all imperfections is virtually impossible due to the existence of market failures. The Market mechanism and the price mechanism do not apportion resources efficiently. Unfortunately for markets to achieve efficiency, a few conditions must be satisfied: the market must be competitive with no benefits or costs external to the market and the market buyers and sellers must be aware of all the information concerning prices and alternatives. This is however impractical to achieve and leads to market failure.[3] Market failure is a situation in the free Market system that foils the most efficient allocation of economic resources; For example when a market having being left on its own has failed to allocate resources efficiently in the case of freely-functioning markets operating without government intervention. Therefore, economic efficiency welfare cannot be maximized. This leads to a loss of economic efficiency. The government policy interventions are able to potentially remedy the problem and increase economic efficiency in case of market failure. This can also cause an inefficient allocation of resources. Market failure is a situationwhere the free market fails to pull off an optimum allocation ofresources which is possibly the outcome of market imperfections, externalities and public goods and merit goods.[4]  Market imperfection describes a situation in which the market behaviourdiffers from what it would be under perfect competition. A monopoly oran oligopoly may control the market and prevent other firms fromentering the market, restricting supply, the monopoly and oligopoly firm may be able to fix higher prices than they would be under a freemarket.In imperfect competition, there is likely to be market failure since firms who dominate their markets will attempt to charge high prices in order to make greater profit. An externality exists if a benefit is not included in the demand price or a cost is not included in the supply price. As such, market equilibrium does not achieve an efficient allocation. Positive externalities exist where a society acquires more than the producer. The latter thus produces less than the optimal social amount. Examples are health and education. Examples of negative externalities are smoking and alcohol consumption. Government interventions are vital to adjust or counteract market failure scenarios caused by negative externalities. The government opts to tax those producing in excess. Legal help also is sought in some instances. Despite that market failures can be fixed, Governments are also imperfect since their interventions are also occasionally unable to warranty a remedy or provide an efficient allocation of resources. [5] Even when the market appears to be working perfectly, we can have a problem with some goods. These are the public goods which are collectively consumed and the market may simply not supply them (e.g. street lighting) and the merit goods which areprovided by the market but in smaller amounts than are needed for the good of the state. Health and education are the most obvious ones. These may all be supplied in the â€Å"wrong† amounts, or even not supplied at all. When this occurs, it renders the market system inefficient and it is failing in this area. The free market system is able to allocate scarce economic resourcesefficiently if private costs are the same as social costs, and privatebenefits are the same as social benefits. But in the most cases, theyare not the same. It is then argued that the price mechanism fails totake into account social cost and social benefits, and therefore failsin its role to allocate resources to their optimum use. Market failureis the result of a sub optimal allocation of resources in a country. The market can fail also because of factor immobility (land, labour and capital) and the distribution of wealth and income. Increasing economies of scale may push all producers out of a market if none can charge enough to cover costs. In that case, production ceases even if it benefits society. Hence, markets fail under increasing economies of scale.[6] Hence, it can be said that the removal of imperfections do lead to an increase in efficiency in the allocation of resources. One can try to achieve this concept but can only approach close to perfection and cannot remove all the imperfections in a market system. A market where efficiency is achieved in terms of lowest cost, minimum price, innovation and quality products (reliable) is difficult to obtained and there will always exists some degree of imperfections. QUESTION 2: Explain what is meant by normal and abnormal profit and when such profits might occur. The difference between the Total Cost (TC) and Total Revenue (TR) amounts to the profit of a firm. The payment to factors of production makes up the TC. The sales of the finished good breed the TR. When TR exceeds TC, the firm makes a profit termed in economic theory supernormal or abnormal profit (ANP). When the TR is less than TC, the firm is subject to a loss termed as a sub-normal profit. When TR equals to TC, then the firm makes normal profit (NP).[7] The NP is the minimum level of profit to keep factors in their present employment. It is also equal to the opportunity cost of being in business; the profit that could have been reaped in the next alternative business. Figure 2 illustrates respectively firms in a perfect competition and a monopoly market situation earning only NP: Figure 3: Normal profit in a perfect competition and in monopoly market. The ANP is the profit in excess of NP. It is called producer’s surplus. Diagram 3 and 4 illustrates ANP in a perfect competition and a monopoly market: Figure 4: Abnormal profit in a perfect competition and a monopoly market. The principle characteristic factor between NP and ANP is that the former is the minimum requirement for factors to stay in their present employment. It also aims to competitive market situations: perfect competition and monopolistic competition. ANP points to non-competitive situations: monopoly and oligopoly. It is in fact the compensation for entrepreneur initiative and creativity. In the short-run, both types of profits transpire in any market structure – perfect competition; monopolistic competition, oligopoly or monopoly. However, in the long-run, ANP can arise only in monopoly and oligopoly due to barriers to entry. Firms in perfect competition and monopolistic competition can make only normal profits in the long run again due to the freedom to entry.[8] QUESTION 3: Discuss the three reasons as to why people demand money, according to liquidity preference theory. One can use the theory of Keynesian Liquidity Preference to answer the determinants of the demand for money. The demand for money signifies the demand for money to expend. It is money to be exploited for the immediate exchange of goods and services. The common man demands money to pay one’s daily purchases of goods and services. The daily cash transactions for a person are expected to depend on the size of one’s money income and on institutional arrangements such as the sum remunerated or the bills to be paid. Institutional arrangements have a propensity to remain unaltered. It is thus anticipated that the total demand for money for transaction purposes to depend directly on money national income.[9] Economists spot three motives to clutch money: the transaction motive, the precautionary motive and the asset (speculative) motive. The transaction demand (Tm ) for money is perfectly interest inelastic, that is, it is not responsive to interest rate changes. Whether the interest rate changes, the amount of money a person, household, firm or country holds for transactions will remain more or less unchanged, assuming income and other variables remain constant. Hence, the graph of the demand for money for transactional purpose against the quantity of money demanded is a vertical straight line.[10] The second reason is the precautionary motive. Money is here required to meet one’s unexpected expenditures. The money demanded for precautionary motive also tends to depend on the level of income, as in the case of the transactions demand. Similarly, the precautionary demand (Pm) is also interest inelastic and a vertical straight line graph. The third reason is called the speculative demand for money. Usually the amount of money in existence is more than the sum called for transactionary and precautionary purposes. The excess must be held by someone somewhere. ‘People hold â€Å"idle† cash balances?’- Keynes challenged that it is for tentative purposes. This means being constantly in possession of a stash of cash to create profit at any given opportunity. For instance, it may be lucrative to buy shares or government securities (bonds) if someone is geared up with cash at the given instant. The speculative demand for money is inversely related to interest rate and is elastic. [11] This demand for money will budge according to people’s speculation based on expectations. Secondly, it depends on business optimum. If speculators expect assets price to collapse, the demand of money will augment. Entrepreneurs will demand more money to invest in case of fruitful business. Together the three motives make up the total demand for money in a country, called the liquidity preference (LP). The diagram below illustrates the concept of each motive in a graphical way. Figure 5: Combination of Transactionary, precautionary and speculative demand forming the liquidity preference graph References Anderston, A., 2008. Economics. fifth ed. s.l.:Graficas Estella, Navarra Spain. Anderton, A., 2000. Economics. third ed. s.l.:Causeway Press Limited. Anon., 2013. Short Run And Long Run Profits Trends Economics Essay. [Online] Available at: http://www.ukessays.com/essays/economics/short-run-and-long-run-profits-trends-economics-essay.php?cref=1 [Accessed 26 March 2015]. Anon., 2013. Theories Of Demand For Money And Empirical Works Economics Essay. [Online] Available at: http://www.ukessays.com/essays/economics/theories-of-demand-for-money-and-empirical-works-economics-essay.php?cref=1 [Accessed 24 March 2015]. Anon., 2013. What Is Market Failure And Its Causes Economics Essay. [Online] Available at: http://www.ukessays.com/essays/economics/what-is-market-failure-and-its-causes-economics-essay.php?cref=1 [Accessed 24 March 2015]. Anon., n.d. Profit. [Online] Available at: http://www.economicsonline.co.uk/Business_economics/Profits.html [Accessed 18 March 2015]. Anon., n.d. MARKET FAILURES. [Online] Available at: http://www.AmosWEB.com [Accessed 19 March 2015]. Bà ¦kkeskov, E., 2013. Market failure. [Online] Available at: http://www.britannica.com/EBchecked/topic/1937869/market-failure [Accessed 07 March 2015]. Bamford, C. et al., 2006. AS Level and A level Economics. s.l.:University of Cambridge. Grant, S. Stanlake, G., 2006. Stanlakes Introductory Economics. SJ Grant ed. s.l.:Pearson Education Limited. Lipsey, R. G. Hardbury, c., 2006. First Principles of Economics. second ed. s.l.:Oxford University Press. Vernon, R. Louis T. Wells, J., 1991. The economic environment of international business. fifth ed. s.l.:Englewood Cliffs, NJ : Prentice Hall. Ward, D. B. a. D., n.d. Economics for business. s.l.:Mc Graw-Hill Higher Education. [1] Anderton, A., 2000. Economics. third ed. s.l.:Causeway Press Limited. [2] Lipsey, R. G. Hardbury, c., 2006. First Principles of Economics. second ed. s.l.:Oxford University Press. [3] Anon., n.d. MARKET FAILURES. [Online] Available at: http://www.AmosWEB.com [Accessed 19 March 2015]. [4] Anon., 2013. What Is Market Failure And Its Causes Economics Essay. [Online] Available at: http://www.ukessays.com/essays/economics/what-is-market-failure-and-its-causes-economics-essay.php?cref=1 [Accessed 24 March 2015]. [5] Anon., 2013. What Is Market Failure And Its Causes Economics Essay. [Online] Available at: http://www.ukessays.com/essays/economics/what-is-market-failure-and-its-causes-economics-essay.php?cref=1 [Accessed 24 March 2015]. [6] Bà ¦kkeskov, E., 2013. Market failure. [Online] Available at: http://www.britannica.com/EBchecked/topic/1937869/market-failure [Accessed 07 March 2015]. [7] Anon., n.d. Profit. [Online] Available at: http://www.economicsonline.co.uk/Business_economics/Profits.html [Accessed 18 March 2015]. [8] Anon., 2013. Short Run And Long Run Profits Trends Economics Essay. [Online] Available at: http://www.ukessays.com/essays/economics/short-run-and-long-run-profits-trends-economics-essay.php?cref=1 [Accessed 26 March 2015]. [9] Ward, D. B. a. D., n.d. Economics for business. s.l.:Mc Graw-Hill Higher Education. [10] Anderston, A., 2008. Economics. fifth ed. s.l.:Graficas Estella, Navarra Spain. [11] Anon., 2013. Theories Of Demand For Money And Empirical Works Economics Essay. [Online] Available at: http://www.ukessays.com/essays/economics/theories-of-demand-for-money-and-empirical-works-economics-essay.php?cref=1 [Accessed 24 March 2015].

Is Chocolate Physiologically or Psychologically Addictive? Essay

Is Chocolate Physiologically or Psychologically Addictive? Chocolate is made from the seeds of the tropical tree, Theobroma cacao. Theobroma is the Greek term for 'food of the gods.' In Aztec society chocolate was a food of the gods, reserved for priests, warriors and nobility. The Aztecs used cacao beans to make a hot, frothy and bitter beverage called chocolatl. Chocolatl was a sacred concoction that was associated with fertility and wisdom. It was also thought to have stimulating and restorative properties. The bitter drink was first introduced to Europe in 1528. However, it was not until 1876 that milk, cocoa powder and cocoa butter were combined to form what we now know as chocolate (1). Today, production and consumption of chocolate is a global affair. People crave chocolate more than any other food. In the United States, the typical person eats 11.5 pounds of chocolate annually (2). What makes chocolate the food that is craved more often than any other food? Yes, chocolate tastes good, has a beautiful texture and melts in your mouth, but there must be more to chocolate than what meets the lips. In fact, chocolate is made up of chemicals associated with mood, emotion and addiction. Many people eat chocolate as a comfort food when they are depressed or stressed. The question is, do people crave chocolate because their bodies and brains are addicted to the chemicals in it or do people crave chocolate because they have a psychological attachment to it? Substances found in chocolate, such as phenylethylamine, theobromine, anandamide and tryptophan trigger mood enhancing chemicals and neurotransmitters to be released in the brain. Phenylethylamine is a chemical found in the body that is similar to amphetamine. It he... ...es 1)CHOCOLATE, on the Chocolate web site http://www.chocolate.org/ 2)Prescription-strength chocolate, on the Science News Online-Food for Thought web site http://www.science.org/sn_arch/10_12_96/food.htm 3)Chocolate and Anxiety, on the About the Human Internet web site http://panicdisorder.about.com/cs/shfitness/a/chocolate.htm 4)Theobromine: Chocolate's Caffeine Cousin, on the About the Human Internet web site http://chemistry.about.com/library/weekly/?once=true& 5)Chocolate "addiction" A Fiction?, on the Personal MC web site http://www.personalmd.com/news/a1998121611.shtml 6)Health and Happiness-does chocolate have it all wrapped up?, on the IFIS Hot Topic web site http://www.ifis.co.uk/index.html 7)Chocolate: A heart-healthy confection?, on the CNN web site http://archives.cnn.com/2000/HEALTH/diet.fitness/02/02/chocolate.wmd/

Persuasive Speach – Buy vs. Rent

Project 4 Written Outline Even in this economy it is still better to buy a home then rent. I. Why pay rent and make the landlord richer when you can own your own home for basically the same monthly payment and reap the tax benefits yourself. II. In 2006 I was faced with having to make the decision to buy or rent. After researching found I could buy a 4 bedroom house in a good area for same price of renting a 2 bedroom apartment. Also working for the government I knew the tax advantages I would get so I don’t have to tell you which decision I went with.III. Today I am going to show you that buying a house is a better choice then renting even in this unstable economy. IV. There are many programs that help people purchase a home. First time homebuyers even with bad credit can qualify. Do you know where to look? I will provide you with some internet sights that can be of assistance. V. There are many reasons why home buying is better than renting; the few that I will talk about ar e 1. Long term buying costs less on a yearly basis then renting. 2. Good financial investment and low interest rates and 3.Tax advantages Now that we are coming to a close on the semester some of you are going to be faced with the decision upon graduation as to whether you should buy or rent. I. If you have already decided that you will be staying in a certain area for at least 7 years it is shown that buying is cheaper than renting. a. On April 21st. 2010 the NY Times reported that if you remain in your home for 7 or more years you will save approximately $759/year over renting. b. Did you know you could also use the rent ratio to help determine what areas are better to buy in?To determine rent ratio you look at the average purchase price of a house and divide that by rent of a similar house. If the rate is under 20 it is a good indication to buy i. Some areas that are currently under 20 include Philadelphia, New York. Boston. Washington, Cleveland, Chicago, Dallas, Sacramento and Los Angeles ii. In the 4th quarter of 2005 the rent ratio for Philadelphia was 17. 2, since then it has dropped to 16. 7 (4th quarter of 2009) this shows that now is still a better time to buy then rent in our area.In 2006 I had to evaluate my own circumstances and the Pros and Cons of buying vs. renting. II. I compared what I would pay for a 2 bedroom apt to what I would pay for a home. I found that I could buy a 4 bedroom house in a good area and get a mortgage with a 7. 5% interest rate. My monthly payment would have been the same as renting an apartment. a. Last year I refinanced with all the programs that were being given out because of the financial problems banks were having. I was able to get my interest rate down to 4. % and now my mortgage is only $750/month (and that includes my taxes being escrowed) b. Now where can you rent a 4 bedroom house for $750/month in a good stable area? c. Even though the housing market is on the mend you can still get in on a low interest rate today at about 5. 13%. d. Owning home helps to build equity that you can use later in life for other events like your child going to college; adding an addition to your home. It also lets you be in control of your interior decorating and your outdoor landscaping.No need to sit around waiting on a landlord to come fix something that has broken, or losing a deposit if place isn’t in condition the landlord wants it to be in. Buying a home has tax advantages that renting does not. III. When buying a house certain costs can be deducted on your tax returns giving you benefits instead of a landlord. a. Closing costs and points paid are deductible on Schedule A as Itemized deductions. b. You can also deduct your interest payments on your mortgage as well as School Taxes, County Taxes, etc. c.Also recently added was that you can now claim PMI payments. d. Even if your itemized deductions are lower than the standard deduction you can still reap the tax benefits of being a homeowner. i . If you can not itemize you can claim an additional $500/1000 deduction (single/joint) added to the standard deduction line on the tax return. Today I have shown you that buying a home is better then renting. Conclusion Buying saves you money in the long run. You’re investing in your future and providing yourself with stability and security in your community.Your building up equity in your home as you pay off your mortgage and reaping the tax benefits instead of writing a check to a landlord and watching your money go out the window. You can find more information at the following sites: www. Rentlaw. com, www. smartmoney. com, www. hud. gov/buying. comq. cfm, and to find out current mortgage rates you can visit www. bankrate. com I. So let’s stop making others rich and give yourself the financial security and stability you deserve by owning the American dream. Your own home†¦

Apoclypse Now essays

Apoclypse Now essays This film, from 1979 was directed by Francis Ford Coppula and starred Martin Sheen (Capt. Willard) and Marlon Brando (Col. Kurtz). The film takes place during the 1970's in the middle of the Vietnam War. Coppula was rewarded for his hard work by winning the Academy Award for cinematography. The story is based on the novel "Hearts of Darkness", by Joseph Conrad. The book and film depicts Capt. Willard in the middle of the Vietnam searching for Col. Kurtz, who has gone mad and started his own private war. Apocalypse Now uses its scenes to show three types of horror including psychological, gore, and surprise. Psychological horror plays with human rationalization. Gore shows a stunning or violent action. Surprise horror is instilling fear by catching the viewer off guard. Each type of horror appeals to different parts of human fear and requires different methods to pull it off properly. Psychological horror is the fear of a believable, reasonable force. It outs a mirror in front of the viewer and asks him what he would in the situation. Many scenes in the film utilize this form of horror, but none more clearly than the river boat scene where Willard and his crew emerges from a heavy mist to see a large group of villagers facing them in their own boats. An uncertain grayness covers the screen and suddenly shifts to a vivid image of a group on the river that is staring forward, penetratingly grabs the attention of the viewer. The tension between the two groups is made apparent as the two opposing forces stare at each other. If one side makes any move the other is sure to as well and would mean deaths for both. The viewer is now put into the situation where they must ask themselves if they could handle the tension and not make any move. He also uses close-ups to show the viewer that these villagers are real people that have been made to look like and think like savag es. Coppula uses psychological horror to illustrate the b ...

Example Sentences of the Verb Fly for ESL Learners

Example Sentences of the Verb Fly for ESL Learners Time flies when youre having fun, but memorizing irregular verb forms isnt always fun. This page provides example sentences of the verb fly in all tenses including active and passive forms, as well as conditional and modal forms. Once youve flown through the examples, test your knowledge with the quiz at the end. Examples of "Fly" for All Tenses Base Form fly / Past Simple flew / Past Participle flown / Gerund flying Present Simple I usually fly by Aeroflot. Present Simple Passive Aeroflot is flown by thousands of customers. Present Continuous We are flying to San Diego next week. Present Continuous Passive A 747 is being flown to New York. Present Perfect She has flown many times in her life. Present Perfect Passive A 777 has recently been flown to Chicago. Present Perfect Continuous We have been flying for more than five hours. Past Simple George flew to Miami last week. Past Simple Passive A small airplane was flown to the village. Past Continuous He was flying to Chicago when he telephoned his boss. Past Continuous Passive A small airplane was being flown to the village when I checked. Past Perfect They had just flown to London when they decided to return home immediately. Past Perfect Passive The new jet had been flown many times by the test pilot before it was approved. Past Perfect Continuous They had been flying for four hours when they landed. Future (will) Jack will fly to the meeting. Future (will) passive A small jet will be flown to the meeting. Future (going to) He is going to fly to Houston next week. Future (going to) passive A 777 is going to be flown to Chicago. Future Continuous This time next week we will be flying to Mexico. Future Perfect They will have flown to Toronto by the end of the day. Future Possibility She might fly to Rome. Real Conditional If she flies to Rome, she will stay at the Cosmo. Unreal Conditional If she flew to Rome, she would stay at the Cosmo. Past Unreal Conditional If she had flown to Rome, she would have stayed at the Cosmo. Present Modal Mark should fly to the meeting. Past Modal He must have flown to the meeting. Quiz: Conjugate with Fly Use the verb to fly to conjugate the following sentences. Quiz answers are below. In some cases, more than one answer may be correct. A small airplane _____ to the village last week.We _____ to San Diego next week.We _____ for more than five hours.The new jet _____ many times by the test pilot before it was approved.A small jet _____ to the meeting.They _____ to Toronto by the end of the day.If she _____ to Rome, she will stay at the Cosmo.Jack _____ to the meeting.He _____ to Chicago when he telephoned his boss.George _____ to Miami last week. Quiz Answers fleware going to flyhave been flyingwill have been flownwill flywill have flownfliesis going to flywas flyingflew

Realism vs. Phenomenalism Essay Example | Topics and Well Written Essays - 250 words

Realism vs. Phenomenalism - Essay Example It is also possible for people to perceive qualities under conditions whereby no physical object exists at all. However, Barnes does not agree with this point of view and terms the sense-data argument a myth. According to Barnes, people have the capacity to perceive by seeing, tasting, smelling, feeling, and hearing; it is an indisputable fact. He proceeds to give three arguments that dispel the existence of sense data. For instance, he gives the example of a penny placed on a table. When observed from above, the penny appears circular, but when viewed from miles away, it appears elliptical. The elliptical and circular appearances are not the aspects of the penny, but entities of some kind. Another example is a stick that appears straight in the air, but bent in water. This is an aspect of sense-data. The third argument Barnes presents is that people seem to see objects which do not exist in reality. For example, mirages that appear in the desert (Barnes 92). This suggests that what people observe in some cases are not physical entities. The non-physical entities are what phenomenalists refer to as sense-data. Barnes arguments favor realism. Realism asserts that the existence of physical objects is independent of the human mind; therefore, the universe exists independent of the human mind. Barnes argument is convincing as it follows the tenets of logical reasoning. Therefore, physical objects exist whether human beings perceive them or

Philosophy topic - Persuation paper Essay Example | Topics and Well Written Essays - 500 words

Philosophy topic - Persuation paper - Essay Example to meet I Doc and reason with him, heart to heart, with the argument that, â€Å"evil is to be abandoned and slavery holds no purpose or value compared to the good that can be shared in life.† As Doct Man was riding his bike to I Doc’s lair, the evil villain suddenly appeared in his Doc-mobile and swept him off the road, kidnapping him. When Doct Man awoke, he found himself in the I Doc lair with the villain’s own henchmen guarding his prison door. Suddenly, Doct Man heard the door open and the guards appeared, ordering him to march to dinner to be the guest of I Doc. As all in the tri-state region knew of the reasoning and persuasive power of Doct Man, it seemed that I Doc had also heard of his reputation as a philosopher and wanted to see if he could be convinced under threat of torture to join the mayhem as part of his team. Doct Man, however, was certain of his ability to persuade I Doc to the opposite view. As he sat in his chair at the dinner table, I Doc welcomed Doct Man and apologized for the abduction. He explained his plan to conquer and subjugate the tri-state through the I Slave technology. Doct Man replied that, â€Å"I fear not any man, nor any thing in this earth, for I cannot be harmed by evil.† Surprised, I Doc asked him how this is possible. Doct Man replied by saying, â€Å"I am not identified with this body, and this body is not I. As the universe is eternal, a cycle of cycles, so too am I an eternal being, and will survive whatever evil you can muster without wavering in the slightest. My power comes from my Soul, eternal and wise, and this world is but a moment, a blink of the eye, in the context of my Being. You will exhaust yourself within days in your evil plan. The people will rise. Reinforcements will come from abroad. No matter how much you may wish to repress them with your technology, the will of the people is strong. There are billions ready to assist in the war of resistance to I Slave. But I alone come here in peace and tell you